Nearly 45m population in US is surviving without healthcare benefits and this ratio is inclining day by day, revealed in a study conducted by Consumer Health Alliance. A large portion of this population has too little gross income to pay monthly insurance premiums as during the past few years the costs of health insurance have risen by 10 to 15 percent.

Affordable healthcare is the biggest problem of about half of the total US masses. The most suffering class is the middle class which is badly affected by these increasing costs. They neither have money to meet their needs nor can they afford the better healthcare.

The destructive effects of economic recession have taken the whole world in its grip and almost everyone is struggling to meet the both ends in his limited resources. So, if someone has healthcare insurance, he must critically evaluate its worth by asking himself some straightforward questions. Has he paid all the deductions? If it is so, what would it take from his pocket every year?  During the last year how much he and his employer have to pay for their healthcare insurance and what was the outcome from that? And last but not the least, where his money is actually going?

In order to make a wise and smart choice of an affordable and practical healthcare insurance, the essential knowledge of its real costs is necessary. Following are some alarming facts and figures to make you aware of what is actually going on.

A large number of American citizens are going to be insured just because they cannot afford healthcare insurance, revealed by the national survey.

$9,950 was charged during 2004 from an average healthcare premium employer having four family members.

It has been calculated that in year 2006, an average annual insurance premium reached $14,500.

A former report has disclosed that the ratio of American population, who could not have enough money to get healthcare insurance, has been increased from 42% to 50%.